We are seeking a skilled and detail-oriented Compliance Analyst with 3–5 years of experience to join our team at a fast-growing FinTech company. This contract-to-hire position is based 100% onsite in the vibrant city of San Francisco, where you will play a critical role in ensuring compliance with regulatory standards, protecting consumer rights, and performing detailed risk assessments. The ideal candidate will have a strong background in fundamental compliance programs and a thorough understanding of consumer protection laws. Previous experience in the FinTech space is essential, while familiarity with tools like Mode Analytics and Effectiv is a valued bonus.

Key Responsibilities

• Develop, implement, and maintain foundational compliance programs to ensure alignment with federal, state, and local regulations.
• Proactively monitor and assess the company’s adherence to key consumer protection laws and regulations, including but not limited to regulations from the CFPB, FDIC, and other relevant bodies.
• Conduct periodic risk assessments to identify potential operational, regulatory, and reputational risks, and propose actionable solutions to mitigate them.
• Partner with cross-functional teams, including Legal, Risk Management, and Product teams, to embed compliance best practices into the company’s products and services.
• Monitor credit card regulatory compliance with TILA, ECOA, FCRA, and Regulation Z while reviewing transaction alerts and escalating appropriately.
• Carry out internal audits and reviews to evaluate the organization’s compliance performance and effectiveness.
• Collaborate on reporting and recordkeeping to meet regulatory requirements and company policies.
• Provide education and training to internal stakeholders on compliance requirements and ethics standards.

• 3–5 years of professional experience in a Compliance Analyst (or similar) role, preferably within the FinTech industry.
• Deep understanding of consumer protection regulations, including experience implementing and managing compliance programs.
• Demonstrated ability to conduct and interpret risk assessments within a financial or regulatory context.
• Familiarity with FinTech-specific challenges, including digital payments, consumer data protections, and evolving regulatory landscapes.
• Strong communication skills, with the ability to translate complex regulations into clear internal guidelines.
• Preferred/Nice-to-Have:
• Experience working with Mode Analytics for reporting, data visualization, and compliance tracking.
• Knowledge of or hands-on experience with Effectiv, particularly in fraud detection and compliance automation processes.
• Compliance-related certifications (e.g., CRCM, CAMS, or similar) are a plus but not required.

Why You’ll Love Working with Us

• Work on the cutting edge of FinTech innovation in a fast-paced and collaborative environment.
• Opportunity for long-term growth, as this is a contract-to-hire position with potential for conversion to full-time.
• Be part of a mission-driven team focused on consumer empowerment and financial inclusivity.

** If you're interested in this position, please apply to this position and contact Meaghan O'Brien at meaghan.obrien - at - roberthalf - .com with your word resume and reference job ID# FinTechComplianceAnalyst **